So, what Farm Insurance is the best one for you? Well that depends on what sort of farm you have, the size of your land and your individual needs. There are many options if you’re in the market for farm Insurance ranging from specialised covers such as crops, livestock or farm motor insurance. We can arrange farm insurance packs where you can choose from a range of cover options and then customise an overall policy that’s right for you.
What do farm packs typically offer?
- Farm property – including farm buildings, fencing, sheds and contents
- Hay, grain and livestock
- Farm machinery – including theft and breakdown
- Domestic property and contents – includes home buildings
- Personal accident and sickness
- Motor – for farm and personal vehicles
- Farm working dogs
- Business interruption
- Business liability
- Road transit
What if my farm in Geelong or Werribee is more of a hobby farm?
If your farm is more of a hobby and not a source of income for you, we can provide the right advice to cover your property and your lifestyle. The average home and contents policy will not be adequate to cover the needs of the hobby farmer. For example if you have an unregistered tractor there will usually be no cover under your home policy. Hobby Farm cover can include things like cover for unregistered tractors or vehicles, farm fencing and liability cover for livestock as well as covering the farm properties.
The best way to make sure you are properly covered is to give us a call in our Geelong or Werribee offices to discuss how we can help you with your rural farm or hobby farm insurance needs.
