Why are insurance premiums increasing more than usual ?

April 15, 2021

The insurance industry works in cycles and moves between what is termed ‘soft’ and ‘hard’ market conditions. Put simply – in a soft market insurance rates reduce Insurers are keen to write business investment earnings are high for insurance companies The other side to this is a hard market which is characterised by increased premium...

Read more

Would your business survive a cyber attack ?

April 1, 2021

As cyber attacks become more sophisticated, it’s increasingly critical to have the right Cyber Insurance policy in place. Last week’s Cyber Attack on Channel 9  shows how vulnerable businesses of all sizes are against acts of this nature. And the risk is only increasing with employees splitting work between office and home. Think about how...

Read more

Recent floods – we are here to help

March 26, 2021

With severe weather and flooding affecting many areas of NSW, our thoughts are with everyone who has been affected by the storm and flood damage. We have had several clients across NSW call for assistance throughout this difficult time. While the weather has improved and flood waters are receding, there are still areas that remain...

Read more

Why using an Insurance Broker is more important than ever

September 5, 2020

The world has changed a lot especially of late and the bricks and mortar offices of insurance brokers are probably not as relevant as they were previously. With the global pandemic, our insurance office doors in Geelong and Werribee have had to close and we have been forced to communicate via phone, email and zoom...

Read more

Can I still get Landlords Insurance for my property ?

August 31, 2020

With the existence of COVID-19 Insurance companies have an increased risk exposure to claims for tenants being unable to meet their rental obligations whether your investment property is in Geelong, the Surfcoast ,Werribee or Melbourne. Most Landlord Insurance Policies have an option for Rent Default which can cover the landlord for rent if the tenants...

Read more

Read this before you cancel your Liability Insurance

May 14, 2020

In these uncertain times when businesses are not operating or operating on a smaller scale, owners might be tempted to drop their Liability Insurance.  They might think that they do not have any risk exposure however they most probably still do. Anyone considering cancelling their Liability Insurance policy should read this. Our Geelong Commercial Insurance...

Read more