We are all very aware of the cyber risks associated with running a small business or those of a large corporate company. But have you ever thought about the risks you have before you in your own home? Technology is a huge part of our lives – 86-88% of all householders now have the internet. Families...
The world has changed a lot especially of late and the bricks and mortar offices of insurance brokers are probably not as relevant as they were previously. With the global pandemic, our insurance office doors in Geelong and Werribee have had to close and we have been forced to communicate via phone, email and zoom...
With the existence of COVID-19 Insurance companies have an increased risk exposure to claims for tenants being unable to meet their rental obligations whether your investment property is in Geelong, the Surfcoast ,Werribee or Melbourne. Most Landlord Insurance Policies have an option for Rent Default which can cover the landlord for rent if the tenants...
If you are no longer working or operating your business, you might think it is okay to just cancel your Professional Indemnity Insurance. This couldn’t be further from the truth and you could be opening yourself up to a huge risk. Professional Indemnity Insurance works on a “claims made” basis. This means that in order...
Did you realise that from December 1 2019 the Victoria State Government brought in new laws requiring owners of swimming pools @/or spas to register them with the local council. The final date for lodging an application to register is the 1st June 2020. Once registered, a further step is required in that owners are...
In these uncertain times when businesses are not operating or operating on a smaller scale, owners might be tempted to drop their Liability Insurance. They might think that they do not have any risk exposure however they most probably still do. Anyone considering cancelling their Liability Insurance policy should read this. Our Geelong Commercial Insurance...
If you have either temporarily closed your business or have moved to remote working operations there are some things you need to consider. Zurich have prepared the general advice checklist below on how to protect your vacant premises which will assist all business owners. If you are in this situation please contact us, it is...
It is now very clear that we will face many challenges in light of the continuing developments around the COVID-19 coronavirus. We have a plan in place to enable our business to continue to operate during this challenging time. We have the ability to have our staff work remotely with very little disruption to the...
Bushfire’s are front of mind for everyone this year, with the bushfire season starting extra early & not looking like it is going to let up any time soon. There are plenty of resources around to help you get a plan together on how you are going to prepare for potential bushfires and then what...
You like idea of earning some easy extra cash by renting out your home in Geelong or the Bellarine on Air BnB. Or maybe you want to take advantage of your home by the beach over summer and rent out a room. It seems like this would be risk free because Air BnB provide insurance...
